QDROs
Qualified domestic relations orders — the court orders that divide 401(k)s and pensions in divorce. Drafting, plan approval, survivor benefits, and the mistakes that cost real money.
The menu of dates, who each favors in a moving market, and the earnings checkbox plans publish.
The silent-order default, the rejection traps, and the swing worth exactly half the loan.
QJSA, QPSA, what remarriage changes — and the clause that locks payments in for life.
Where the weeks actually go — real plan review windows, and the 18-month rule that protects your share.
Three fee layers, the schedules plans publish, and the drafting choice that cuts the plan fee 75%.
No federal deadline exists — but retirements, remarriages, and spent accounts erode the award every year.
What the rejection notice must tell you, and the defects that actually bounce orders.
The 10-day, $300 fast lane — and the plan-friendly defaults to check before you sign.