Calculator · Pensions

Pension present value calculator

Estimate what a monthly pension is worth as a lump sum today, and the marital share a court would divide. Estimates update as you type.

The benefit

Monthly benefit at retirement ($) Annual COLA (%) Current age Benefits start at age Payments assumed until ageLife expectancy — 85 is a common assumption Discount rate (%/yr)Often pegged to corporate bond or Treasury yields

The marital share

Years of service while married Total years of service Spouse's split of marital share (%)50% is the usual starting point

Read alongside

Survivor benefits: the clause that decides the value QDROs: the full guide All QDRO guides